The Motability Car Scheme is a government initiative founded about 3 decades ago to help disabled people acquire a car or wheelchair on lease basis to ease mobility. It is a partnership between several players including the government, insurance industry and banks. All one needs to do is exchange your government mobility allowances for a car or wheelchair.
The definition of disabled covers anything from physical impairments to conditions like ADHD as described under the labour laws. Benefits for the user (regardless of package chosen) include access to insurance, maintenance services among others. For instance, a wheelchair (mostly motorized) will attract maintenance services, insurance and tyre replacement. Most important is the countrywide standard price.
Cars are also entitled to servicing and maintenance, access to breakdown services, tyre replacement plus a mileage allowance. You can upgrade the car to a new model after three years. The good news is that you choose the preferred model - car or wheelchair. You don’t need to shy away from expensive models as they too are covered. However, there is a catch. You have to top up your allowance if it is not sufficient to cover the cost. Cheaper cars don’t require any top ups. Meanwhile the cars available can be modified for wheelchair access if the need arises.
To benefit from the scheme’s provisions (the car, wheelchair or scooter) visit a Motability dealer Southend and sign the contract. Apparently the scheme also covers scooters which also attract insurance and maintenance services. In that case your allowance is transferred to the company for the period of the contract.
Motability car scheme companies also facilitate financing when the allowance needs to be supplemented with additional funds. That means if your allowance is less than the figure required to acquire a certain vehicle the Motability car scheme may review your application and once approved they may advance financing on request.
That is how the Motability car scheme works.
Motability Dealers Southend
